Purchase &  Refinance

Whether you are just getting started investing in
real estate, or have dozens of deals in your
portfolio, we are your reliable partner for all bridge
loans in California.

Your rate and all the fees. Nothing is kept hidden.

Buy a house with BorrowLabs


Renovation loans

Designed for Fix-and-Flip and Fix-and-Hold projects: generally, any project where you take a loan to buy a property with the intention to make improvements.

Bridge loans

Designed for Buy-to-Rent and any other projects where you take a loan to buy a property for business or investment purposes with no immediate improvement plans.

Refinance property


Refinance loan

A loan intended to replace the original loan terms which no longer suit you. No immediate plans to renovate.

Cash-out refinance loan

A loan that enables you to get cash for a business purpose against your property.

Refinance renovation loan

A loan to renovate or improve your property whether you already have a loan against it or not.

Grow with us

We build our relationship with you from the very start and
work with you until you find success as a real estate investor.
As you gain more experience, your rates go down.
Loan rates as low as 7.99%
Loan points as low as 2%
Fixed closing fees of $ 1,000

Loan issued as quickly as 3 days

Get your loan terms instantly
Shop for the best deal in minutes and get conditional approval
Submit your application
100% digital process with human support from your personal consultant
Pay for the property valuation
Valuation fees paid with a credit card directly to the third party: no markups from us
We’ve got your papers
Property report and papers from your escrow are in, looks like we’ve got all we need to make the decision
Get your loan
Let’s close the deal! Your project is waiting
Planning renovations?
Let us know as soon as the next stage
is complete. As soon as it's confirmed, the
next draw is released